Who We Lend To
Do You Lend to Business Entities?
Yes, our lenders lend to LLCs, corporations, and limited partnerships provided ownership of the entity is not held by a trust. In addition to borrower requirements listed above, entities must provide corporate documentation. Our lenders do not lend to non-profits. Our lenders do not lend on properties held in trust. Our lenders do not lend to unregistered Series LLCs (SLLCs). All property/entity interest holders must sign a guarantee.
Do You Lend to Foreign Nationals?
Our lenders do not lend to foreign nationals. However, foreign nationals may be permitted as non-primary borrower guarantors if the necessary OFAC documentation is provided.
Do You Lend to Owner Occupiers?
No, our lenders only make loans to investors purchasing or refinancing investment properties. Under no circumstances do Our lenders lend to owner-occupiers. Our lenders also do not lend on second homes or to investors if the intended use of the property or proceeds is primarily for personal, family, or household purposes.
What Makes You Different from Traditional Bank Lenders?
Our lenders boast more flexible loan programs, faster closing schedules, and fewer documentation requirements than traditional bank options. With banks turning down 80% of the applicants they talk to, there is a big opportunity with these prospects.
Do You Lend in All 50 States?
Our lenders lend in 47 U.S. states: Check with a broker for product specific exceptions.
How Long Does It Take for A Commercial Mortgage Deal to Close?
Every scenario is different, but our lenders are often able to complete a transaction in 21 days.
Which Type of Borrowers Are Eligible For Funding?
Our lenders lend to U.S. citizens, permanent resident aliens, and legal entities. Foreign nationals are not eligible.
